America's Health Agents is one of the top independent FMOs in the country. We contract agents across every line — health, life, Medicare, supplemental — and give you everything you need to write more business.
We built AHA to remove the friction between agents and production. No red tape, no waiting weeks on paperwork, no getting lost in a call queue. Just contracts, support, and a comp structure that rewards you for the work you put in.
Top-of-market commission rates across all lines — health, life, Medicare, and supplemental.
Contracts with 50+ carriers spanning health, life, Medicare, and supplemental products.
Our back-office support team handles contracting paperwork so you can focus on selling.
Writing in as few as 5 business days. ACA and Life lines can take up to 30 days depending on carrier.
No production minimums. You run your own book, on your own schedule, your way.
Get appointed across the full spectrum of health and life products. One FMO relationship, every line you need to serve your clients.
Three simple steps between you and writing business.
Complete our agent onboarding form. We need your license, E&O, W9, and a few supporting docs.
Our contracting team handles the carrier paperwork. Most agents are writing within 5 business days.
Get your carrier logins, access your comp grid, and start writing. We're here for support.
We work with agencies and offices looking to downline under an established FMO umbrella. Access our carrier contracts, back-office support, and FMO infrastructure without building it from scratch.
Skip years of carrier negotiations and back-office build-out. Plug straight into an established FMO.
Talk to Our TeamSubmit your information and our team will reach out within 1 business day.
Start Contracting Today